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By submitting this form, you agree to our Terms and Conditions of service, as summarized below.
fundsmark.com does not guarantee that it will be able to place you with a lender in its direct network or that your loan application will be approved by any lender. Cash advance lenders typically do not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Participating lenders may, among other things, verify your social security number and review your information against national databases (such as Teletrack, Clarity or DataX) that track consumer transactions with lending institutions. By submitting the application form(s), you agree to allow participating lenders to review, verify, and research your information in such manner. Such inquiries typically will not affect your credit score.
APR or (Annual Percentage Rate) represents the interest rate and fees of a loan for an entire year. The loans typically offered by our network of lenders are intended to be used for a short loan term purpose that is repaid in a much less than a year. APR is a commonly used as a way of expressing the fees of other loan types, such as mortgage loans, auto loans, and other types of personal loans. Since fundsmark.com is a marketing company and not a lender, we are not able to precisely quote the exact APR that your lender may offer. The usual interest rate is between 15.5% and 35% per loan duration and the representative APR is usually between 268% and 1457% for a 14 day loan.
The amount you are offered from a lender is likely to be less than $1000. Cash transfer times may vary between lenders and most lenders do not offer one hour service. It usually takes at least one full business day for most lenders to process your loan application and provide funds to your account. You are under no obligation to accept a loan offered to you. Short term cash loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. It is recommended that you only borrow an amount that you can easily pay back on your next payday.
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